• Your Mortgage. Your Future.

Trusted advice, Tailored Mortgages, Real Results

We combine education, transparency, and access to 60+ lenders to deliver mortgage solutions that truly work for you.
Discover How we work

Croleb Mortgage

Smart Mortgage Solutions. Built for real people.

Our approach

We believe mortgages and real estate are a proven path to financial freedom. That’s why our process is built on
  • Education - We work with you all the way so you always make an informed decision that suits your needs.
  • Transparency - no hidden agendas, no surprises.
  • Strategic planning - whether you’re refinancing, consolidating debt or investing we help you map out the best path forward.
  • Personalized strategy - mortgages advise to fit your current lifestyle and help you achieve your future goals.

Our Mission

We’re dedicated to helping you achieve your goals by proving a mortgage solution that fit your lifestyle today and your goals for tomorrow.

Meet Rhayan (Ryan) ElFakih, B.Eng

Mortgage Agent Level 2 (License #M23006253)

Rhayan is an Etobicoke-based mortgage agent and active real estate investor who’s passionate about helping people make smarter mortgage moves.

Frustrated by seeing homeowners stuck in debt and misled by generic advice, Rhayan founded Croleb Mortgage to offer something different: strategic guidance, tailored solutions, and mortgages that work for you.

More than just offering low rates and quick approvals, Rhayan brings insight, education, and transparency to every conversation, so you can make confident decisions.

Certifications & Memberships

Why Work With Us?

We shop over 60 lenders so you get the best possible deal without lifting a finger.
From our first chat to final approval and beyond, we guide you with clarity, honesty, and no pressure.
Your story is unique — so are your mortgage options. We take time to understand you and tailor solutions that fit.
Got questions? We answer promptly and keep you updated every step of the way.
Your personal info is protected with the highest confidentiality and security standards.

See What People Are Saying

I had an excellent experience refinancing my mortgage with Croleb Mortgage. Rhayan was professional, knowledgeable, and very responsive throughout the entire process. He took time to explain all my options and helped me secure a solution that fit my financial goals. 

Cristina, London, ON

I can’t recommend Rhayan enough! From start to finish, he was incredibly helpful, patient, and professional. He walked me through every, explained everything clearly, and made sure I got the best possible option for my home purchase. 

Alireza, Toronto, ON

Our Process: Simple, & Transparent

01

Start Your Application

Apply online and we’ll schedule a call with you to review your current financial situation and goals.

02

Personalized Rate Search

We compare top lenders across Canada to secure the lowest rates for your unique situation.

03

Fast approval and peace of mind

Most clients are approved within 24–48 hours, giving you certainty and confidence to move forward.

04

Lifetime Mortgage Support

From closing to renewals, we help you keep your payments low and your equity growing.